Legal & Compliance Notice

Important Disclaimer

Please read this notice carefully before relying on any output from SEPAnalyzer. By using this tool you acknowledge the terms below.

Last updated:June 20, 2026Effective:Immediately upon useApplies to:All SEPAnalyzer users
The Notice

SEPAnalyzer provides administrative decision-support guidance based on user-supplied MARx information and configured CMS business rules. Results are informational only and do not guarantee Medicare eligibility, election rights, enrollment approval, carrier acceptance, or CMS determination. Final verification remains the responsibility of the licensed agent, agency, FMO, compliance team, submitting organization, and receiving carrier.

Official statement

Key terms

Your responsibilities as an agent

By using SEPAnalyzer, you and your organization agree to the following terms.

01

Decision-Support Only

All outputs are advisory. SEPAnalyzer does not enroll, submit, or guarantee any election. The tool exists to help agents reason about eligibility — not to replace human judgment.

02

Final Verification

Licensed agents, agencies, and compliance teams remain solely responsible for confirming Medicare eligibility before submission. Always cross-check with MARx, CMS systems, and carrier portals.

03

No CMS Guarantee

Results do not represent or bind any CMS determination, carrier acceptance, or enrollment approval. Outputs reflect rule-based interpretation of the data provided — final authority rests with CMS and the receiving carrier.

04

Privacy First

MARx data is processed only for the duration of the active request. Nothing is persisted server-side. Sessions are encrypted, and beneficiary information never leaves your session boundary.

What SEPAnalyzer does

  • Parsing MARx eligibility, enrollment, and LIS records
  • Evaluating CMS-defined SEP rules (LIS, Dual, OEP, DST, 5-Star)
  • Surfacing missing-information questions and confidence indicators
  • Producing audit-ready reasoning trails for compliance review

What it does NOT do

  • Submitting or processing enrollment applications
  • Verifying medical or chronic-condition diagnoses (C-SNP)
  • Binding CMS, carrier, or agent decisions
  • Replacing CMS MARx, plan finder, or carrier portals

Understood the terms?

By signing in to SEPAnalyzer you confirm you have read, understood, and agree to use this tool solely for authorized Medicare enrollment activities in accordance with this disclaimer.